How to find lost pensions

Saving for a comfortable retirement is the biggest financial challenge facing workers in the UK.

But with the average person having several employers during their lifetime, it’s easy to lose track of an old pension.

It’s thought that over £3 billion is currently laying unclaimed in private and workplace pensions. Is any of this lost pension money yours?

How to find a lost pension

Fortunately, there’s an easy place to start if you’re looking to locate lost pensions.

The Pension Tracing Service is a free service that’s run by Government. It has details of over 200,000 pension schemes that it can search to help locate your lost pension.

Before contacting the Pension Tracing Service, it will help if you have as much information to hand as possible.

For an old work pension:
  • Which company or companies did you work for?
  • Have they changed names/address since you worked there?
  • When did you work there?
  • When did you start contributing to the scheme and when did you finish?
For an old personal pension:
  • The name and address of the pension scheme, the bank, building society or insurance company that sold the scheme.
  • And of course, any old paperwork you have will prove very helpful in tracing your lost pension too.
How to keep track of your pension
  • Keep details of all your pensions in one place.
  • Let your pension provider know if you change address.
  • Let your family know where you keep your pension documentation in case you die before retirement (as your pension will form part of your estate).

You can visit the relevant gov.uk website to trace your lost pension or, should you still have any enquiries regarding finding your lost pension(s) please feel free to speak with one of our pension experts today.

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Why undertake your pension review with Periscope Wealth?

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  • We'll check the health of your current pension when we review it and only advise to switch if it benefits you.

  • We will provide you with regular communication, not just a statement and a letter once a year.

  • We are committed to the highest standards of client care.

  • All our pension reviews are fully transparent, free and have no obligation to proceed.

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