Free Trust Service

After helping you arrange your cover we can help you ensure the money goes to the right people at the right time.  

We do this by creating a trust, usually with a minimum of two “trustees”, that are nominated by you. The trustees would become the legal owners of the policy and are legally bound to distribute the benefits to the “beneficiaries”. The beneficiaries are the people you want the benefits of your policy to go to and again are chosen by yourself.

There are several different trust options available all of which have varying levels of flexibility. However, we will discuss these options with you as part of our free advised service. This will help you to determine which one suits you best.

By not placing your policy into trust the benefit is likely to form part of your estate in the event of your death. This will stop the money being released until it passes through probate which can take many months and of course could lead to inheritance tax issues due to the benefit (the total sum the policy is for) forming part of your estate.  This at best will delay the money reaching your loved ones but could also reduce the amount that reaches them.

Periscope Wealth provides this trust service free of charge. Speak to one of our insurance advisors today on 0161 4166672 to find out how it can benefit you.

Why undertake your pension review with Periscope Wealth?

  • We are authorised and regulated by the FCA which provides you with protection.

  • We'll check the health of your current pension when we review it and only advise to switch if it benefits you.

  • We will provide you with regular communication, not just a statement and a letter once a year.

  • We are committed to the highest standards of client care.

  • All our pension reviews are fully transparent, free and have no obligation to proceed.

  • We provide tailored advice based on your personal circumstances.

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